By accessing or using the Bucko mobile application (“App”) operated by Bucko Labs LLC (“Bucko,” “we,” “us,” or “our”), you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree, do not use the App.
2. Eligibility
To use the App, you must be:
At least 13 years old
Located in a region where use of the App is lawful
In full compliance with these Terms
3. Service Overview
Bucko is a mobile application designed to help users reflect on their lifestyle spending and discover companies they may want to explore as potential investments.
The app is for educational and informational purposes only. It does not provide financial advice or facilitate the purchase/sale of securities.
4. Subscriptions and Billing (Apple In-App Purchases)
You agree that all payments, renewals, and cancellations are managed by Apple.
You can cancel your subscription at any time via your Apple ID Settings.
We do not offer refunds directly. All billing issues should be addressed with Apple.
5. Use of Plaid and Linked Accounts
By connecting your financial accounts, you authorize us to use Plaid Inc. to access your financial data solely for generating educational content within the App.
You may disconnect your linked accounts at any time. We do not store or access your bank login credentials.
6. User Conduct
By using Bucko, you agree not to:
Reverse-engineer, scrape, or misuse the App
Circumvent payment or subscription systems
Use Bucko to harass, impersonate, or exploit other users
Violate any applicable laws or regulations
We reserve the right to terminate access to the App for violations of these terms.
7. Intellectual Property
All content in the App — including design, branding, logos, AI insights, and copy — is owned by Bucko Labs LLC and protected by applicable copyright and trademark laws.
You may not reproduce, distribute, or exploit any part of the App without written permission.
8. Disclaimers
Bucko does not provide investment advice. All content and features are meant to help users explore ideas and reflect on habits — not to make actual investment decisions.
You agree that:
You are solely responsible for any investment decisions you make
Bucko is not liable for losses, gains, or outcomes based on app content
Always consult a licensed financial advisor for real investment guidance.
9. Limitation of Liability
To the fullest extent permitted by law, Bucko Labs LLC disclaims all warranties and is not liable for:
Loss of data
Business interruptions
Errors or omissions in content
Financial decisions made based on app suggestions
Our liability is limited to the amount you paid for the App in the last 12 months (if any).
10. Termination
We may suspend or terminate your access to the App at any time for violations of these Terms. You may stop using the App and cancel your subscription at any time.
11. Changes to These Terms
We may update these Terms periodically. Continued use of the App after changes constitutes acceptance of the new terms.
12. Governing Law
These Terms are governed by the laws of the State of California, USA, without regard to its conflict of law principles.