Privacy

Effective Date: 05/28/2025

Company: Bucko Labs LLC

Contact: support@bucko.ai

1. Introduction

Bucko Labs LLC (“Bucko,” “we,” “us,” or “our”) respects your privacy and is committed to protecting the information you share with us. This Privacy Policy explains how we collect, use, store, and share your information through the Bucko mobile application (the “App”), and any related services.

2. What Information We Collect

a) Information You Provide

  • Email address or Apple ID (if used to register)

  • Optional profile name or preferences


b) Banking & Transaction Data (via Plaid)

When you connect a financial institution, we use Plaid Inc. to securely access:

  • Account balances

  • Transaction history

  • Merchant names

  • Spending categories


We never store or see your banking credentials. All credentials are securely transmitted to Plaid.

c) Automatically Collected Data

  • Device type and OS version

  • App usage patterns and feature interaction

  • Crash reports and performance diagnostics


3. How We Use Your Information

We use the information we collect to:

  • Generate a personalized watchlist of publicly traded companies

  • Help you visualize your spending in relation to investment opportunities

  • Provide a tailored and educational app experience

  • Monitor and improve the App’s performance

  • Respond to inquiries and provide customer support

We do not use your data for advertising or sell it to third parties.

4. How We Share Your Information

We may share limited data with:

  • Plaid Inc., to access and process your financial account information

  • Apple Inc., for handling subscription and payment services via In-App Purchases

  • Infrastructure providers, such as analytics and crash reporting tools

These parties are bound by confidentiality and security obligations.

5. Use of Plaid

By using Bucko, you grant us and Plaid Inc. the right to access and transmit your financial data for the purpose of generating personalized, educational investment content.

Plaid’s handling of your information is governed by Plaid’s End User Privacy Policy.

You may disconnect your bank accounts from Bucko at any time.

6. How We Protect Your Data

We implement industry-standard safeguards, including:

  • End-to-end encryption

  • HTTPS-secured connections

  • Minimal data retention practices

  • Access control and internal policy enforcement

No security system is completely impenetrable, but we work hard to protect your information.

7. Your Rights

You have the right to:

  • Request to view or delete any personal information stored by us

  • Disconnect linked accounts from Plaid

  • Cancel your subscription at any time via your Apple ID settings

To make any request, email: support@bucko.ai

8. Apple In-App Purchases

Bucko subscriptions are billed through Apple In-App Purchases. We do not store or access your payment details. All billing, cancellations, and refunds are managed by Apple.

To manage your subscription:

  • Go to iPhone Settings → Tap your name → Subscriptions


9. Children’s Privacy

Bucko is not intended for children under the age of 13. We do not knowingly collect personal information from children. If you believe we have unintentionally collected such data, please contact us immediately.

10. Educational Use Only

Bucko is designed for educational and informational purposes only. We do not provide financial, legal, or investment advice. Any insights or content provided by the app should not be interpreted as a recommendation to buy, sell, or hold securities.

Always conduct your own research or consult a licensed financial advisor before making investment decisions.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted within the App and on our website with the revised effective date.

12. Contact Us

For any questions or privacy-related requests, contact:

Bucko Labs LLC

Email: support@bucko.ai