Privacy Policy

1. Introduction

Bucko Labs LLC ("Bucko," "we," "us," or "our") respects your privacy and is committed to protecting the information you share with us. This Privacy Policy explains how we collect, use, store, and share your information through the Bucko web application (the "App"), and any related services.

2. What Information We Collect

a) Information You Provide

• Email address or Google account (if used to register)
• Optional profile name or preferences

b) Banking & Transaction Data (via Plaid)

When you connect a financial institution, we use Plaid Inc. to securely access:

• Account balances
• Transaction history
• Merchant names
• Spending categories

We never store or see your banking credentials. All credentials are securely transmitted to Plaid.

c) Automatically Collected Data

• Device type and OS version
• App usage patterns and feature interaction
• Crash reports and performance diagnostics

3. How We Use Your Information

We use the information we collect to:

• Generate a personalized watchlist of publicly traded companies
• Help you visualize your spending in relation to investment opportunities
• Provide a tailored and educational app experience
• Monitor and improve the App's performance
• Respond to inquiries and provide customer support

We do not use your data for advertising or sell it to third parties.

4. How We Share Your Information

We may share limited data with:

• Plaid Inc., to access and process your financial account information
• Stripe Inc., for handling subscription and payment services
• Infrastructure providers, such as analytics and crash reporting tools

These parties are bound by confidentiality and security obligations.

5. Use of Plaid

By using Bucko, you grant us and Plaid Inc. the right to access and transmit your financial data for the purpose of generating personalized, educational investment content.

Plaid's handling of your information is governed by Plaid's End User Privacy Policy.

You may disconnect your bank accounts from Bucko at any time.

6. How We Protect Your Data

We implement industry-standard safeguards, including:

• End-to-end encryption
• HTTPS-secured connections
• Minimal data retention practices
• Access control and internal policy enforcement

No security system is completely impenetrable, but we work hard to protect your information.

7. Your Rights

You have the right to:

• Request to view or delete any personal information stored by us
• Disconnect linked accounts from Plaid
• Cancel your subscription at any time via your profile settings

To make any request, email: support@bucko.ai

8. Payment Processing

Bucko subscriptions are billed through Stripe. We do not store or access your payment details. All billing, cancellations, and refunds are managed through Stripe's secure payment infrastructure.

To manage your subscription, visit your profile settings within the app.

9. Children's Privacy

Bucko is not intended for children under the age of 13. We do not knowingly collect personal information from children. If you believe we have unintentionally collected such data, please contact us immediately.

10. Educational Use Only

11. Changes to This Policy

We may update this Privacy Policy from time to time. Any changes will be posted within the App and on our website with the revised effective date.

12. Contact Us

For any questions or privacy-related requests, contact: